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Starter Plan
$99 Monthly + Limited Time $99 Enrollment Fee
- Credit Education
- 3 Bureau Audit-Analysis
- 24/7 Client Portal Access
- Customer Service Support
- Monthly Updates
- Credit Building
- Unlimited Disputes
Your services will include:
- Education on finances and credit which we consider the foundation for this new endeavor, as it is a LIFE CHANGE not a score change.
- Education on credit, how it is assessed, how it affects you and why; as well as the perception of potential lenders , employers and most financial institutions; this is all included in your enrollment fee; we also include the service of distributing documentation on your behalf ( distributed via certified mail) , in an attempt to assist in the removal of inaccurate , fraudulent, obsolete and erroneous information from your credit report.
- This is a month to month service and may be cancelled at anytime without penalty or fee. Additionally, you will NOT be charged until services have been rendered from our company.
APPLY BELOW
This is a recurring rate and does not vary or change dependent on the credit situation.
*Please note if your are signing up during a special or with a coupon please do NOT forget to enter that information to assure you are properly discounted*
JOIN US
FREE Credit Restoration Masterclass
- Know your legal rights
- Learn How to calculate your Credit Score
- Learn Ways to Protect Build your Finances
- Gain access to an Award-Winning Membership
- Fix Your Finances
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Top 5 Credit Mistakes.
1.) Paying Bills late- it is absolutely critical that bills are paid ON TIME; Especially monthly credit reporting bills. Payment History makes up 35% of your credit score!
2.) Credit Card Utilization- having a high utilization rate impacts your score on your credit cards. Keeping it at 29% or less is ideal
3.) Disputing Inaccuracies online- this can be a big ” no, no”. There is a clause in the terms and conditions that will prevent you from re-disputing. Some things may require a re-dispute after the initial one takes place or isn’t “properly handled”
4.)Living beyond your means- Most people don’t have at least 6 months of savings available to them in case in of “emergency” because their finances are being stretched so thin. Consider downsizing or reducing bills to get a bigger savings! (i.e. do you really need 900 channels of cable?) This will assure money is available for on time payments.
5.)Not having any debt- there is good debt and bad debt. Good debt can be a mortgage paid on time each month. Bad debt can be a collection account from an unpaid medical bill. Not having any debt is worse than bad debt, because lenders can’t see how you handle credit and can’t assess the “risk” ; which could result in declination of your credit application. Avoid this by having GOOD debt reporting each month.